She The moment was lost What was it about? Nothing, she said I begin to wonder She said, stop! I know what are you doing I said, doing nothing in here No, you’re not here, said she Let me come with you I said, to where To your wonderland That’s not possible It will be possible if you let me in What if you get lost in there said I Then you know exactly where to find me Said she and ran through me
Month: March 2022 Page 2 of 3
Absurd I sat and thought for a while Something absurd and non-existent Not intensely, not politely either What is it and why are we like this? So long and far away we have come Still haunted by the ghost of uncertainty Nothing is certain yeah that’s true What is this subtle thought? That distracts from reality and creates the fear of reality
Hide I don’t want to hide Why am I so blind I can see the obvious I can see the inevitable What I want to see Something that I hide It is not a hidden treasure Something really common So common everybody has it What is it? That I hide It is not a prized possession Guess what it is? You have it as well Your lost friend has it as well It is precious more than ashes of trees More valuable than fools gold It is untouchable Can be touched tho It is more complicated than Da Vinci’s code Do you know what it is?
Once upon a time, there was a fox named Cholo Chance. He was very clever and loved to trick the animals of the forest, always tricking others for his good. He was not hated by others, his sweet talk never failed him. Treacherousness comes with a price, Cholo had no friends in the forest. Not that he wanted someone to be his friend. His act of trickery always accompanied him throughout the day. Cholo’s favorite season was around, something that he loved more than tricking others was eating berries. It was time to enjoy life more.
A beautiful river flowed through the forest, and it separated a small part of the forest. A crocodile named Nile Dumble lived in the river, and no one dared to cross the river when he was around. He was very strong and feared by most of the animals. Nile always felt proud like a King, thinking that he is so powerful and fierce.
The berries were plump and ready to be eaten. Cholo enjoyed eating the berries all day. One day cholo was resting after eating and was talking to barry the parrot. Cholo said that he knows the best place to eat berries and nobody else knows about that place. He was exaggerating about the place.
Barry said, “Cholo you might be the most clever animal I have met but you don’t know the best place for berries believe me.”
“Oh really?” said Cholo.
Tell me, where is it? My sweet friend Barry. Where is this place you’re talking about?
Barry felt really good when Cholo mentioned him as a sweet friend. He told Cholo that the berries of the forest across the river are the best.
“Oh, don’t try to fool me, sweet friend, that’s not true,” said Cholo
“I’ll prove it to you, just wait here and I’ll bring some for you,” said Barry and flew away.
Cholo was uncertain about what barry has said, but he was resting so, he waited for him.
Barry came back with a few berries and gave them to Cholo. He tasted them and, for a moment, Cholo felt speechless. In that brief moment, Cholo decides not to praise Barry.
“Barry, my sweet friend, I respect you so much, and I don’t want you to get disrespected somewhere else,” said Cholo.
“These are not the best berries I’ve tasted. If you tell someone else about these berries, they will make fun of you,” added Cholo.
“I will not spread the word about this conversation, and I believe, you do the same, alright?” said Cholo Skeptically.
Barry felt bad, but he believed Cholo, and promised that he will not say a word as well. Barry left, and Cholo felt proud of himself. His one act of cunning, again, saved him all the treasure.
Cholo begins to think that how he is going to cross the river, he was aware of the tyrant of the river Nile dumble. Cholo started looking for possible ways to reach the other part of the forest. Days passed by Cholo felt frustrated there were no possible entries into the forest. The only place possible was guarded by Nile.
Cholo took a break and was resting under a tree when he overheard a conversation between two birds named Maxi and Ron.
“Maxi do you know Nile wants to get married?”, said Ron
“Who will marry Nile dumble?”, said Maxi
“I don’t know, but Nile said he will do anything for that person who will help him find his bride”, said Ron
“I will not help him. God knows what will he do if you fail to find one”, said Maxi
After hearing the conversation, Cholo begins brainstorming about how to make a fool of Nile Dumble. A brilliant idea struck his mind and he was all ready to cross the river.
The next day Cholo walk past by Nile and said something related to marriage that was not properly heard by Nile. He began to think about his marriage and immediately shouted, hey! You foxy come here. What were you talking about moments ago?
Cholo said I don’t know what you’re talking about man
Nile felt anger but this might be his golden chance to marry someone so he controlled himself and said foxy you were talking about marriage or something?
“The name is Cholo Chance, and yes I remember now,” said Cholo.
“Oh really! Tell me, what is it?” said Nile.
“I think I’m ready to get married,” said Cholo.
My aunt lives on the other part of the forest across the river. It is believed that she is a real matchmaker. She can find partners for anyone. The problem is you don’t let anyone cross the river, and I will not marry because of that– In a sad voice.
“Oh you foxy, I mean Cholo, pardon me,” said Nile
You’re my new friend. I will let you cross brother, and you will marry someone soon.
“Oh really! You’re going to help me? You’re a good person Nile.
Yes Of course friend I am,” said Nile.
Listen, Cholo, do you think your aunt will help me find a partner?” said Nile.
Yes, I believe She will. You are a good person, I will talk about this with her,” said Cholo.
“Thank you, Cholo, Thank you”, said Nile.
“Come on, I’ll help you cross the river. We should not waste much time,” said Nile hastily.
Cholo felt so proud, and he was excited to enjoy the berries of the forest. Nile helped him to cross the river.
I’ll wait for you here Cholo,” said Nile.
Alright, friend,” said Cholo.
Cholo saw the delicious berries and he ran toward them. Oh dear lord, these berries are amazing. Those fools were right. Cholo had a good time eating, and he rested for a while. It was almost evening and Cholo begins to think again about how to lie. He came out from the forest and saw Nile waiting for him on the riverbank.
“A good news friend,” said Cholo.
“Tell me what it is?” asked Nile excitedly.
“My aunt said, she will find a good partner for you soon, but she needs some time,” said Cholo.
“Take all the time you need, friend,” said Nile.
“I need to visit her every day, Nile. My aunt forgets things and for your sake, I need to remind her every day,” said Cholo.
“Yes friend for sure, I’ll help you cross as long as it takes to find my bride,” Said Nile.
Cholo used Nile’s services well. After a few weeks, Nile started to get anxious and began to ask more questions. He demanded answers. Cholo kept on lying to him, informing, that his aunt found a girl, but her uncle needed to be present at the time of the wedding. So, he has to wait a little longer. Nile felt a little relieved, at least, she found someone for him. Days passed by and Cholo kept on lying, that someone from her family is missing at the moment.
Finally, the day came when there were no berries left in the forest. Nile asked Cholo about the progress, but as the good days were over, Cholo was ready to reveal the truth. Thinking that he made Nile’s fool for so many days, his arrogance and pride rose. Cholo said there is no bride for Nile and there is no aunt. He wanted to eat the berries and that’s why he made a fool of him and Cholo ran away. Nile was furious and raging, the only thought he had in his mind was to kill Cholo.
Nile begins asking other animals where does Cholo live. Barry the parrot told him about his cave. Nile hid inside the cave when Cholo was not around. In the evening, when Cholo came back, he saw crawling marks on the ground. They went straight inside the cave. Cholo begins to think and an idea struck his mind. He begins to call his cave
Oh, my dear cave, how’re you? He repeated it for sometime
Nile inside begins to think that the cave might be afraid of him and that’s why is not responding and he should respond.
Cholo again said, “My dear cave, how’re you?”
In a panic, Nile said, “I’m good.”
Cholo recognized the voice and said, “Oh, you fool Nile, caves don’t talk and ran away.”
Nile felt humiliated, his act of foolishness helped Cholo again.
Nile collected more information from Barry about Cholo’s daily routine. After a few days, he knew a perfect place where he can catch Cholo. Cholo usually loved to walk near mangroves, and Nile hid near the roots of the mangroves. Nile waited for Cholo the entire day and it was evening time. It was getting dark, but then, he heard Cholo whistling and he knew it was his chance now. Cholo was walking, waving his tail left and right, and then, suddenly, Nile caught him by his leg.
Cholo thought it was over for him now, for a brief moment, but he thought let’s take a chance. He said, “Oh you fool Nile dumble, you wanted to catch my leg but instead of that, you caught a root. Lord have mercy on this fool.” And in panic, he opened his mouth and caught a root. This was Cholo’s Chance and he ran so fast like never before.
“Oh, you fool, you caught the root and left me on loose. Oh, you fool, you caught a root and left me on loose.”
He kept on running and saying, “Oh, you fool, you caught a root and left me on loose. Cholo never looked behind and left the forest forever.
The tech industry never stops to amaze our minds. There was a time when we would have never thought of talking to someone who is miles away. And today we can talk to each other just like we are sitting next to each other. Every day our life is incorporated with technology more and more. Virtual reality is one of them.
What is virtual reality?
It is a fully digital, computer-generated, real-life environment. It stimulates the human senses like vision, hearing, and touch. With advanced technology VR allows the user to enter into an experiential world. The 3D environment can be similar to the real world or completely different.
There are three types of virtual reality: Non-immersive. Semi-immersive, fully immersive.
Non-immersive: Your mobile display, normal displays, and any input devices that deal with digital devices are examples of non-immersive virtual reality. That means non-immersive VR is the most common VR we deal with every day. Non-immersive doesn’t take full control of our senses and the user is always well aware of his surroundings.
Semi-immersive: If you ever watched anything on a high-quality TV screen and felt like, wow, everything looks so realistic and alive or watched anything on a projector. These are examples of semi-immersive virtual reality. The semi-immersive VR depends on high-resolution displays and high-end computing devices. It portrays the high-resolution images to make the user feel he is viewing or engaging with a different environment. Still, the user is well aware of the surroundings. But certainly, it creates a better illusion than non-immersive VR.
Fully immersive: If you want to have a full-blown VR experience. Then, fully immersive VR is all set to blow your mind. VR headsets and VR glasses are necessary to experience fully immersive VR technology. The headset creates a 3D environment in front of the user’s eyes. Similar to a real-life environment or different. It will stimulate the user’s vision and hearing. With fully immersive VR, the user is not aware of the surroundings.
How realistic is virtual reality?
If you are on any social media platform, then you might have seen people breaking their bones and TVs while using VR technology. The simulation created by VR tech is very realistic, and it drifts you apart from the real world. Especially when it comes to gaming and stuff.
VR technology is not only limited to gaming and watching videos. VR tech is changing the education sector, health sector, architecture industry, etc. It is making big differences in our lives. Students can interact better with lessons. Architectural designs can be interacted with even before they come into existence. Patients with mental health issues are being treated with VR technology. It helps the patients to overcome their fears without going anywhere.
Facebook changed its company name to Meta. And with this change comes the metaverse–the combination of VR and augmented reality–where people can live in the digital world. With metaverse, they are entering the world of virtual reality on a whole new level.
The tech industry is a sea of endless opportunities and possibilities. Every day there’s something new and mind-blowing.
Cryptocurrency is widely known to everyone. Everyone is on the leash to own cryptocurrency. Some people are mining it and others are investing in it. Believing that cryptocurrency is the currency of the future.
But people hardly know about the roots of cryptocurrency. The common fact known to us is that it is very secure and transparent. And people are betting on it.
On the road, if you are a little bit skeptical about it then you are not alone. As there are many investors and miners, so are people who don’t know much about it. Burren buffet is one of the prolific figures in the investing world. He doesn’t believe in cryptocurrency. And he speaks bluntly about it.
First comes the blockchain technology
The existence of cryptocurrency depends upon blockchain. Blockchain is the network of computers that share data. The chain of blocks contains information that can be shared and seen on the web. The best example of the blockchain is a cryptocurrency–bitcoin, Ethereum, Reef, NFTs, etc.
The question that arises here is if the information can be seen and shared on multiple platforms. Then it can be manipulated. But that’s the beauty of blockchain. It shares the data but its original form can not be changed. And the computer that tries to do so will be terminated by the blocks. And the shared information remains the same on other networks.
- The blockchain is secure and decentralized
- It brings trust, security, and transparency to the table
- Reduced cost and risks
- No data manipulation and more accuracy
The information shared in the blocks varies. According to its type, for example, bitcoin is a type of blockchain cryptocurrency. A bitcoin block contains the sender, receiver, time, and the number of bitcoin transferred. Anything that is virtual can be sold and bought on the blockchain. And It definitely reduces the cost and risks.
Information shared on the blockchain is secure and can be shared faster. In today’s time, the most valued asset of any business is time. Data sharing through blockchain is more accurate and transparent. And it can’t be manipulated. Only the members of the same network can access it. Shared information can’t be reversed. If a change is needed then a new block will be created and both blocks will be visible on the network.
Blockchain and availability of cryptocurrency
In 2022 there are more than 1000 types of cryptocurrencies available. All possible because of blockchain technology.
The trust brought by blockchain can be shaken by the change in the market value of a certain cryptocurrency. But it doesn’t change the fact that it is the way to the future. And we can see the trend of rising technologies that accept cryptocurrency widely. And technology is something you can’t run from; it will come to your doorsteps sooner or later.
Whether you are into crypto or not. Blockchain is helping businesses run efficiently. And it will generate more possibilities with better trust and security.
Change is good when it is not implemented forcefully. And a good change brings new opportunities and possibilities.
Collecting art pieces always interested us. A piece of art that is one of its kind and is priceless. Unique things have a very important role in our lives. We can clearly say that it’s a part of our human nature that we like to own things. It’s not about the use of the thing. It is the uniqueness that has more value.
A painting, book, map, and sculpture are examples of collectives. As you know that these are really common things. So what makes them unique?
The rarity of the things makes them unique. A book that was printed in the 1600s is one of its kind in 2022. The same goes for art and paintings. The value of art and paintings increases with the artists who made them as well.
Some art pieces that are made in the 1950s can be as valuable as ancient things. An ancient relic can be very valuable. But it can lose its shine if it is compared to art which has more value in our society.
This being said, the definition of art is changing with time. If you travel back in time and tell someone that art can be a non-physical thing, then who will believe you? The answer is no one.
Luckily we don’t have to travel anywhere. We all know the importance of technology. Everyone knows about blockchain and cryptocurrency in the current era. Maybe not everyone but most people do. People are trying to invest more and more in cryptocurrency. And the trust in the blockchain is increasing every day.
NFTs are blockchain tokens– non-fungible tokens. NFTs are like digital assets; they can be a piece of art, book, video, picture, etc. In simple words, NFTs can be anything. It is widely considered that cryptocurrency is the currency of the future. It is also changing the way we look at art and owning things that we can see physically.
With blockchain technology, NFTs are very secure and trustworthy. It can’t be manipulated or damaged. But its value changes simultaneously with the cryptocurrency market. The NFTs deal with Ethereum cryptocurrency and it can be bought and sold only with Ethereum. And in order to do that you need to have a crypto wallet. And through that wallet, you can purchase an NFT.
Cryptopunks were the NFTs that caught people’s attention in 2017. The value of NFTs depends on their uniqueness which can be related to culture, history, and the artist who made it. Value also depends on time as well. The NFTs created in 2017 have more value. Though NFTs have been sold at a higher price and were created later–2021 mainly. Though the trends in a particular area can increase and decrease the value of NFTs. And as we have seen the value of cryptocurrency increases and decreases rapidly–sometimes, it is highly likely to happen with NFTs as well.
Traditional art and culture do not deal with this uncertainty. And this creates more uncertainty related to NFTs. While some people are still trying to digest the concept of NFTs. And some people are making millions from them. Their value–may be–and numbers will increase in 2022.
Augmented reality is one of the emerging technologies that are part of our daily life. You might think, what is augmented reality? And when I am interacting with it? So what is it?
These questions might be confusing, but the answer is really simple. Augmented reality is an interactive experience of a real-world environment.
Let me explain it to you with an example. Have you ever used any camera apps? Where you can change the shape of your face or any object which is in focus. That’s augmented reality. And now you know that you are very familiar with AR as you use social media apps–Instagram, Facebook, Snapchat, etc. These apps provide a wide range of options to engage with AR tech.
Is augmented reality possible?
Yes, with the help of digital devices. In the current era, mobile devices are not luxury anymore, every other person owns a digital device.
So, what’s the use of augmented reality? It enhances the real world with digital devices–visually, auditory, and haptically. The combination of the real-world and digital world leads to experiencing things in the best possible way. Usually, it is not possible to do things that you can’t interact with physically. But augmented reality transforms the real-life environment which helps improve upcoming situations, increase productivity, better problem solving, etc.
There are many types of AR–Projection type, Location type, Outlining type, and Superimposition type.
The projection-based AR helps the user project the 3d visuals around their physical space. The location-based AR is well-known to everyone. It helps the user find a specific location. With the help of digital device features like GPS, camera, and accelerometer. As the name suggests the outlining ar helps the user outline their physical space. It helps the user to outline two separate objects or identify specific boundaries. Superimposition AR can change the view of the user with enhanced information. It adds more information or features to the original view.
AR and VR often create confusion in people’s minds. VR creates a 3D world experience, whereas AR uses and enhances the real world. While using AR, the user is aware of their surroundings. Most VR technologies separate the user from their surroundings.
Augmented reality is rapidly taking over marketing. It’s the future of marketing. It is transforming the ways of marketing. Ikea mobile app is the best example. the way it helps the users interact with products even before they are bought. It creates a good experience and helps customers buy better.
Tech giants like Apple AR and Microsoft AR are already in tough competition with each other. Though, the use of AR is quite expensive. The rapid improvement in the technology will reduce its cost soon.
AR tech is all set to transform our lives. It is not limited to taking pictures with weird filters. It will change the way we travel, shop, educate, etc.
Don’t forget the time when ‘Pokemon Go’ was launched and people went crazy to catch pokemons everywhere. It happened because of AR and its availability on a large scale.
2022 awaits new opportunities in the technology world. And it’s all set to astonish us.
The amount of money charged by the government from your income is known as income tax. The amount charged depends on how much you earn in a year. The percentage charged varies with your location and income. Income tax can be individual or organizational. The amount paid by individuals and organizations is different.
The question that arises here is why income tax?
The government needs funds for public works. There are multiple sources for governments to collect revenue. Income taxes are the primary source of income for governments. The money collected is used to improve public infrastructure, emergency services, healthcare, research, etc. In this way, we help our government do better. Though the government has other income sources. Revenue generated by income tax is easy money.
How much do I have to pay?
The percentage charged varies from 5% to 20%. If you are earning a high amount of money, then you have to pay a high percentage of tax. Some countries charge high amounts of income taxes to provide free education and healthcare. The percentage charged can vary from 30% to 40%. Most European countries charge a high amount of income tax.
Though the high amount of income taxes might sound absurd. But most of the European countries that charge high-income taxes have the best habitable places. And as a result, their infrastructure is very good. And their happiness index is always high. Developed countries attract more tourists as well. Leading to generating more revenue.
Small businesses in European countries have been in business for generations. Because of the high number of tourists. An organization pays up to 10% to 30% income tax annually. Small businesses pay less percentage as compared to big businesses.
What if you don’t want to pay income tax?
Income taxes need to be paid. If you delay the income tax-paying process, eventually, you will pay more– the interest rate applied on the due amount of tax. In case of denial, you can face imprisonment or prosecution. The government can take hold of your business and assets.
There are a few ways to save on income tax. Though you have to pay income tax. You can certainly reduce the amount. In India, these are the ways that you can avail to save on income taxes. Life insurance, health insurance–for yourself and your family, home loan repayment, public provident funds, equity-linked saving scheme, etc.
You can also get tax returns. The tax returns work when you have paid more taxes than you should. You will get tax returns only if you file them. So, be aware and pay your taxes on time. And if something goes wrong. You’ll have time to file the returns.
Income taxes apply to your investments as well.
Again the amount charged varies in different countries. The amount gained in profit is taxable up to 20% to 40%. 20% is the common amount charged in most countries. You have to share all taxable income sources and investments with the IRS. As a good citizen, you should pay your income tax on time. Be responsible and attentive.
A process that helps increase your money is known as investing. Money is the basic need of life. Nothing comes for free in this life we know that. You earn money by working. The amount you get from a job can be limited. Investing is the way to increase your limited amount of money. You can invest your money in the long term or short term. There are many ways to invest your money.
Shares investing, property investing, cash investing, and fixed interest investing are the types of investments.
Share and property investments are growth investments.
- Share investing is a risky but fruitful investment. You buy a company’s shares and hold them. When the value of that share increases, you can resell it. The value of shares can decrease as well. Expert advice can be helpful to weigh the risks involved. The average return rate is 10 percent per year.
- Share investing needs attentiveness. If you invest in the share market then you have to be aware of market trends. The probability of rise and fall in the price of a share can be determined by your research and planning. Lack of knowledge and attentiveness often leads to losses.
- Property investing is also similar to share investing. You buy land, buildings, apartments, etc. Assuming the value will increase in the future. It is a time-consuming process and indeed involves high risk. But the amount of profit is high and if everything goes as planned. It will generate regular profit.
- The satisfaction of owning something creates more trust. Property investing is more trustworthy and generates high profit. As compared to the share market, the real estate market is more stable. It consumes less time. With the share market, you have to be attentive all the time. Once a property is bought, it demands care and patience.
Cash and fixed interest investments are defensive investments.
- Cash investing deals with your savings accounts and deposits. The money earned is saved in your bank accounts. The interest applied is between 2 to 3 percent, which is very low. It is not the best way to invest your money. Certainly, it doesn’t involve research and planning. You take your money and put it into a bank account. It is the most common way of investing.
- You can invest your money with fixed interest. Government and private organizations help you invest your money with fixed interest. The interest rate applied is between 4 to 6 percent per year. A big chunk of money is often invested in fixed deposits. Money that people don’t want to invest in their savings accounts. The risk involved is negligible. Research and planning are slightly involved.
Why invest?
As we know, investment is the way to earn more. Your needs can change. What are your requirements today will not be the same in the future. Investing secures your life. Whatever the circumstances are, a good investment will help you.
Start early– more investments, more money. There are many risks involved in investing, especially when it comes to growth investing. Begin early and learn how to take calculated risks. Better research and planning will lead to higher profits.